Pending: Otsego MLS# 7109778
Pending
$350,000
Single Family: Three Level Split
3 br • 2 ba • Built 2005
1,423 sqft • 0.207 acres
Elk River schools
MLS# 7109778
Ask the Agent℠
Ask the Agent℠
Thank You!
An agent will be in contact with you soon to answer your question.
Property Description
Turnkey living awaits in Otsego’s Arbor Creek neighborhood! Freshly painted throughout and updated with new carpet, this immaculate three-level split offers 1, 423 finished square feet, three bedrooms and two baths. Vaulted ceilings and oversized windows fill the open main level with natural light, while the kitchen, dining, and living areas flow together for comfortable everyday living and entertaining. Step outside to a freshly re-stained deck overlooking a spacious backyard with a tree-lined border for added privacy and excellent potential for gardens, recreation, or future landscaping.
Upstairs, you’ll find two bedrooms, including a generous primary with walk-through access to the full bath. The newly finished lower level adds valuable flexibility for a third bedroom, family room, home office, or workout space, along with daylight windows and a convenient three-quarter bath. Additional highlights include a newer roof, a heated and insulated two-car garage, in-ground irrigation, water softener, washer and dryer, and no association fee. Convenient access to I-94, shopping, dining, Albertville Premium Outlets and Otsego’s parks and trail system completes this move-in-ready opportunity. Meticulously maintained, thoughtfully refreshed, and truly ready to enjoy.
Listing
Listing Status:
Pending
Contingency:
None
List Price:
$350,000
Price per sq ft:
$246
Property Type:
Single Family
City:
Otsego
Garage Spaces:
2
County:
Wright
Year Built:
2005
State:
MN
Property Style:
Three Level Split
Zip Code:
55301
Subdivision Name:
Arbor Creek
Interior
Bedrooms:
3
Bathrooms:
2
Finished Area:
1,423 ft2
Total Fireplaces:
0
Living Area:
1,423 ft2
Common Wall:
No
Appliances Included:
- Air-To-Air Exchanger
- Dishwasher
- Dryer
- Gas Water Heater
- Microwave
- Range
- Refrigerator
- Washer
- Water Softener Owned
Basement Details:
- Block
- Daylight/Lookout Windows
- Drain Tiled
- Finished
- Sump Pump
- Unfinished
Exterior
Stories:
Three Level Split
Garage Spaces:
2
Garage Dimensions:
24x19
Garage Size:
480 ft2
Air Conditioning:
Central Air
Foundation Size:
1,039 ft2
Fencing:
None
Handicap Accessible:
None
Road Responsibility:
Public Maintained Road
Heating System:
Forced Air
Parking Features:
- Asphalt
- Attached Garage
- Garage Door Opener
- Heated Garage
- Insulated Garage
- Tuckunder Garage
Unit Amenities:
- In-Ground Sprinkler
- Kitchen Center Island
- Kitchen Window
- Vaulted Ceiling(s)
Road Frontage:
- City Street
- Curbs
- Paved Streets
- Sidewalks
- Storm Sewer
- Street Lights
Exterior Material:
Block
Pool:
None
Roof Details:
- Age 8 Years or Less
- Asphalt
- Pitched
Rooms
1/4 Baths:
None
Full Baths:
1
Half Baths:
None
3/4 Baths:
1
Bathroom Details:
- 3/4 Basement
- Primary Walk-Thru
- Upper Level Full Bath
Dining/Kitchen:
Kitchen/Dining Room
Laundry:
- Laundry Room
- Upper Level
| Upper Level | Size | Sq Ft |
|---|---|---|
| Bedroom | 15 x 14 | 210 |
| Bedroom 2 | 10 x 12 | 120 |
| Main Level | Size | Sq Ft |
|---|---|---|
| Deck | — | — |
| Dining Room | 10 x 10 | 100 |
| Kitchen | 11 x 10 | 110 |
| Living Room | 12 x 12 | 144 |
| Lower Level | Size | Sq Ft |
|---|---|---|
| Family Room | — | — |
| Bedroom 3 | — | — |
Lake & Waterfront
Waterfront Present:
N
Lot & Land
Acres:
0.207
Geolocation:
45.2638252199, -93.6576438015
Lot Dimensions:
60 x 150 x 60 x 150
Zoning:
Residential-Single Family
Lot Description:
- Tree Coverage - Light
- Underground Utilities
Schools
School District:
728
District Phone:
7632413400
Financial & Taxes
Tax Year:
2026
Annual Taxes:
$3,334
Lender-owned:
No
Assessment Pending:
No
Taxes w/ Assessments:
$3,334
Association Fee Required:
No
Association Fee:
None
Miscellaneous
Fuel System:
Natural Gas
Sewer System:
City Sewer/Connected
Water System:
City Water/Connected
Power Company Name:
Wright-Hennepin Cooperative
Mortgage Calculator
Use this calculator to estimate your monthly mortgage payment, including taxes and insurance. Simply enter
the price of the home, your down payment and loan term. Property taxes are based on the last
known value for this property or 0.012 of property
price when data is unavailable. Your interest rate and insurance rates will vary based on
credit score, loan type, etc.
This amortization schedule shows how much of your monthly payment will go towards the principle and how
much will go towards the interest.
| Month | Principal | Interest | P&I | Balance |
|---|---|---|---|---|
| Year | Principal | Interest | P&I | Balance |
Local Home Mortgage Professionals
Eric Bloomstrand
Branch Sales Manager
Fairway Home Mortgage NMLS#274211
612-961-2600
Eric Bloomstrand is a Branch Sales Manager at Fairway Home Mortgage with 30+ years of experience in the mortgage banking services industry. Eric has extensive skills in construction loans, FHA financing, VA loans, USDA, and first-time buyer down payment assistance programs. He is a well-qualified finance professional with a Bachelor of Science focused in Finance and Marketing from Minnesota State University, Mankato. Helping individuals acquire their dream home is his passion.
Connect with Eric today to get started with your home purchase!
Listing provided by RMLS,
courtesy of RE/MAX Advantage Plus.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.