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Pending
$1,740,000
/mo Edit
Single Family:  2 Stories
3 br • 3 ba • Built 2000
2,136 sqft • 0.091 acres
White Bear Lake schools
MLS# 7101492
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    Property Description

    Welcome to a beautifully appointed turnkey lakefront home on the sought-after west shore of White Bear Lake. Offering over 2, 100 finished square feet, this exceptional residence is being offered fully furnished with tasteful lake-inspired décor, gas grill, dock, and boatlift included. Designed for effortless enjoyment, this home provides the rare opportunity to begin experiencing the lake lifestyle immediately on one of Minnesota’s most desirable lakes. Located in the highly desirable Cottage Park neighborhood, this home offers the perfect balance of peaceful waterfront living and convenient access to the community. A short five-minute walk brings you to White Bear Lake’s favorite restaurants, coffee shops, boutiques, live music venues, and local gathering places. From the moment you enter, expansive panoramic views of White Bear Lake capture your attention and become the heart of the home. The inviting screened porch and lakeside deck create wonderful spaces to enjoy morning coffee, evening gatherings, or quiet moments taking in the beauty of the water and the refreshing lake breeze. Inside, thoughtful details and comfortable spaces create a warm and inviting atmosphere. The custom stone gas fireplace anchors the spacious living room, while the open-concept layout seamlessly connects the living area, dining space, and eat-in kitchen. Perfect for entertaining family and friends, the kitchen features granite countertops, custom tile backsplash, stainless steel appliances, custom cabinetry with pull-out shelving, and a generous walk-in pantry. Nearly every room showcases beautiful lake views. A main-level bedroom, three-quarter bathroom, and abundant storage complete the first floor. Just steps from the home, the heated oversized detached two-car garage provides exceptional flexibility for vehicles, recreational equipment, lake gear, and additional storage. The upper level offers two additional bedrooms and two bathrooms, including a private primary suite designed to take full advantage of the breathtaking waterfront setting. A dramatic wall of windows frames spectacular lake views, while the private balcony offers the perfect retreat for morning coffee or sunset evenings. The suite also includes a custom built-in office workspace, spacious walk-in closet, and beautifully finished en suite bathroom. The upper level also features a generously sized third bedroom, full bathroom, and large laundry room with utility sink for added convenience. A unique feature of the home is the versatile lower-level storage area, accessible from both the kitchen pantry and exterior double doors. This flexible space is ideal for seasonal furnishings, lake toys, outdoor equipment, and storage needs. Step outside and experience the enjoyment of true lakefront living. With the included gas grill, dock, and boat lift, this home is ready for memorable summers on White Bear Lake. Whether boating, swimming, entertaining family and friends, or simply enjoying peaceful mornings and beautiful sunrises over the water, this property offers the relaxed lake lifestyle buyers dream about. An exceptional opportunity to own a beautifully furnished lakefront home in one of White Bear Lake’s most desirable neighborhoods—offering stunning views, thoughtful updates, and the convenience of a turnkey waterfront retreat.

    Listing

    Contingency: None
    Price per sq ft: $815
    City: White Bear Lake
    County: Ramsey
    State: MN
    Property Style: 2 Stories
    Zip Code: 55110
    Subdivision Name: Cottage Park

    Interior

    Living Area: 2,136 ft2
    Common Wall: No
    Basement Details: Storage Space

    Exterior

    Stories: Two
    Garage Spaces: 2
    Garage Size: 462 ft2
    Air Conditioning: Central Air, Ductless Mini-Split
    Foundation Size: 1,068 ft2
    Handicap Accessible: None
    Heating System:
    • Ductless Mini-Split
    • Forced Air
    Parking Features: Detached Garage

    Rooms

    1/4 Baths: None
    Full Baths: 2
    Half Baths: None
    3/4 Baths: 1

    Lake & Waterfront

    Waterfront Present: Y
    WF Frontage: 48
    Waterfront: Lake Front

    Lot & Land

    Acres: 0.091
    Geolocation: 45.071271, -93.011063
    Lot Dimensions: Irregular
    Zoning: Residential-Single Family

    Schools

    School District: 624
    District Phone: 6514077500

    Financial & Taxes

    Tax Year: 2025
    Annual Taxes: $15,626
    Lender-owned: No
    Assessment Pending: No
    Taxes w/ Assessments: $15,626
    Association Fee Required: Yes
    Association Fee: $50
    Association Fee Frequency: Annually
    Association Fee Includes: None
    Association Company: Cottage Park Homeowners Ass.
    Association Company Number: 6513245221

    Miscellaneous

    Fuel System: Natural Gas
    Sewer System: City Sewer/Connected
    Water System: City Water/Connected

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    Local Home Mortgage Professionals

    Eric Bloomstrand
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    Fairway Home Mortgage    NMLS#274211
    612-961-2600
    Eric Bloomstrand is a Branch Sales Manager at Fairway Home Mortgage with 30+ years of experience in the mortgage banking services industry. Eric has extensive skills in construction loans, FHA financing, VA loans, USDA, and first-time buyer down payment assistance programs. He is a well-qualified finance professional with a Bachelor of Science focused in Finance and Marketing from Minnesota State University, Mankato. Helping individuals acquire their dream home is his passion.
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    Listing provided by RMLS, courtesy of Home Avenue Flat Fee Realty.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.